Savings Vs Paying Off Debt
Should You Save or Pay Off Your Debts? Here are some pointers for your considerations.
Should You Save or Pay Off Your Debts? Here are some pointers for your considerations.
Goodbye 2013 and welcome to 2014! I hope you have enjoyed good health, planned well and increased your overall wealth in 2013! If 2013 had… Read More »How’s Your Money Accounts In 2013? Welcome To 2014!
Yeah! It’s the time of the year where people have already planned (and went) their holidays, made out a long list of items to buy (to pamper themselves or just anybody in mind) and collecting their well deserved bonus!
And in the usual Financial Planning sense – if you are one of those who are fond of spending away your bonuses (without even thinking and planning), here are a few tips that you may wish to consider to do so first before happily spending (or wasting) it away…
Note: the tips here are meant for your own good and really to help you with your future. Tips mentioned here are not in order of priority as well.
#1 Think Of Your Previous Purchases (Pampering)
Throughout the year, there have been many various types of sales events and the ease of buying things online has even became easier. If you have made your purchases during those times – it’s time to hold your expenses and think twice before spending your bonuses away. You may wish to consider saving a major bulk of it. If you find it hard to do so, just tell yourself you may get to spend a bit more from this saved amount in next year’s sales events.
Read More »It’s The Time Of The Year – Month For Holiday, Spending & Bonus