Save On Bank Fees For Your Online & Physical Overseas Purchases With The YouTrip Debit Card
Do you know that you may be paying up to 3.5% more as Bank Fees for your online and physical overseas purchase? YouTrip Debit Card may help you to save!
Do you know that you may be paying up to 3.5% more as Bank Fees for your online and physical overseas purchase? YouTrip Debit Card may help you to save!
If you have been checking out the local news lately, you would have noticed that one of the local bank (starting with O) has just… Read More »The 360 Account Or The Bonus Saving Account If You Have $25,000?
Just came across this resource site – CashMoneyLife.com and if you are looking for some information on the best balance transfer credit cards, you may wish to check out this article to explore further.
Having a Credit Card can be a good and a bad Financial Instrument Tool. Those who have it can make good use of it to enjoy discounts on certain purchases or other shopping benefits that you may not be able to enjoy when you make purchases with cash. But those who have it but do not know how to control their spending may end up having a balance coupled with high interest rate that will affect their finances and even their future lifestyles and families…
And if you are having such issues with clearing these balances… it’s good to have some alternatives like what I have just checked out – balance transfer credit cards. And if you like to know how this works you can click on the link above to understand better.
Read More »Check Out This Resource Site For Best Balance Transfer Credit Cards
(Image courtesy of LotusHead of sxc.hu)
If so, have you been making payments (in full especially), for your credit purchases, on time?
If you are not and just making the payments for the bare minimum and having signs that you are going to default the next few payments, then these are some signs that you are going to have Credit Card Debt Issues!
With all the perks offered for having Credit Cards, there’s also the negative side to having them especially if you are one of those who have issues making full settlement on time. Time also has a part to play because of the existence of the interest rate and this interest rate is compounding!
To have an interest rate compounding on your outstanding debts can be quite scary in the long run… Imagine just have a debt of $1,000 and an annual 24% per annum Finance Charge imposed on this amount. And there’s the common practice of using 2% (24% divided by 12 months) per month to compound.
So your actual outstanding loan per month will be like this:
From the mere of $1,000, the debt grew to $1,269.07 at the end of a year. And what I have shown you is just a simple illustration of a small loan debt (is your usual debt usually this small?) and that you are not going to make any further credit card purchases (is it possible? are you able to avoid the temptation?).
Along with a growing Debt, there’s also the other problems like:
If you do not wish to be facing such issues, you must be aware of these:
Read More »15 Signs That You Are Going To Have Credit Card Debt Issues