Co-Payment For Private Shield Plan Riders – Good Or Bad?

If you have not read the news (a very hot topic on the social media platforms now), the Ministry of Health (MOH) has plans to revamp all the present Full Payment Rider into one that comes with a co-payment (around 5% of claimable amount) but with a cap (up to $3,000 or more each year). […]

Read The Fine Print And Advisor’s Recommendation In Your Insurance Policies

For all the insurance policies that you have ever bought, have you ever made the effort to read through the fine print (the Product Summary aka the Terms and Conditions) and the Adviser’s Recommendation (things that your Financial Planner will write on why the insurance policy is recommended and sold to you)? If the answer […]

Keeping Yourself Healthy Gets To Play A Small Role In Keeping Your Health Insurance Premiums Low

Do you know that one of the small ways that you can help to possibly keep your health insurance premiums low (or unchanged) is by doing your part and keeping yourself healthy? And the more the people are aware of this and doing their part of keeping themselves healthy… the better it is in the long […]

My Responses To The Questions On The Dependants’ Protection Scheme (DPS) And Eldershield

A Reader has recently submitted these following questions (some of these have been edited for the purpose of this blog post) about the Dependants’ Protection Scheme and Eldershield: a) what happened to my Dependent Protection Scheme as I do  not remember opting out b) how do I reinstate my Dependent Protection Scheme c) I would […]

Why It Is Better To Settle Your Car Insurance Claims Privately

If you own a car, have it insured with a Car Insurance and have been wondering if there’s ever an unlucky day whereby you met with a Minor Car Accident – should you claim against it or to settle it privately… here’s a true case study that I have personally came across which may help […]

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