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Insurance

Co-Payment For Private Shield Plan Riders – Good Or Bad?

March 9, 2018 By Dexter Chan Leave a Comment

If you have not read the news (a very hot topic on the social media platforms now), the Ministry of Health (MOH) has plans to revamp all the present Full Payment Rider into one that comes with a co-payment (around 5% of claimable amount) but with a cap (up to $3,000 or more each year). […]

Filed Under: Insurance Tagged With: Co-insurance, Co-Payment Rider, Deductible, Full Payment Rider, Private Health Insurance

Read The Fine Print And Advisor’s Recommendation In Your Insurance Policies

September 21, 2015 By Dexter Chan Leave a Comment

For all the insurance policies that you have ever bought, have you ever made the effort to read through the fine print (the Product Summary aka the Terms and Conditions) and the Adviser’s Recommendation (things that your Financial Planner will write on why the insurance policy is recommended and sold to you)? If the answer […]

Filed Under: Insurance Tagged With: Free Look, Insurance Policy, Policy Contract, Product Summary, Terms And Conditions

Keeping Yourself Healthy Gets To Play A Small Role In Keeping Your Health Insurance Premiums Low

March 26, 2015 By Dexter Chan 2 Comments

Do you know that one of the small ways that you can help to possibly keep your health insurance premiums low (or unchanged) is by doing your part and keeping yourself healthy? And the more the people are aware of this and doing their part of keeping themselves healthy… the better it is in the long […]

Filed Under: Insurance Tagged With: Health Insurance, Insurance Premiums, Private Health Insurance

My Responses To The Questions On The Dependants’ Protection Scheme (DPS) And Eldershield

November 12, 2013 By Dexter Chan Leave a Comment

A Reader has recently submitted these following questions (some of these have been edited for the purpose of this blog post) about the Dependants’ Protection Scheme and Eldershield: a) what happened to my Dependent Protection Scheme as I do  not remember opting out b) how do I reinstate my Dependent Protection Scheme c) I would […]

Filed Under: Insurance Tagged With: CPF, Dependent Protection Scheme, DPS, Eldershield, Eldershield Supplements

Why It Is Better To Settle Your Car Insurance Claims Privately

May 21, 2013 By Dexter Chan Leave a Comment

If you own a car, have it insured with a Car Insurance and have been wondering if there’s ever an unlucky day whereby you met with a Minor Car Accident – should you claim against it or to settle it privately… here’s a true case study that I have personally came across which may help […]

Filed Under: Insurance Tagged With: Car Accident, Car Insurance, Car Insurance Claims, Car Insurance Premiums, No Claim Discount, Policy Renewability

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Recent Posts

  • Save On Bank Fees For Your Online & Physical Overseas Purchases With The YouTrip Debit Card
  • Co-Payment For Private Shield Plan Riders – Good Or Bad?
  • Read The Fine Print And Advisor’s Recommendation In Your Insurance Policies
  • Keeping Yourself Healthy Gets To Play A Small Role In Keeping Your Health Insurance Premiums Low
  • Consumers Allowed To Purchase Insurance Directly Online – The Good & The Bad

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Disclaimer:

All postings are personal views and opinions of Dexter Chan and meant solely for educational or informational purposes and not to be taken as formal advice.

Please contact a qualified / accredited person or organization whom is capable of answering your questions about the respective topics you are keen to find out in further details.

Certain information may change from time to time and may not be true or updated by the time you come across it here.

You are advised to counter-check information for its accuracy before even reaching a conclusion of your own.

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