Co-Payment For Private Shield Plan Riders – Good Or Bad?

If you have not read the news (a very hot topic on the social media platforms now), the Ministry of Health (MOH) has plans to revamp all the present Full Payment Rider into one that comes with a co-payment (around 5% of claimable amount) but with a cap (up to $3,000 or more each year). […]

Read The Fine Print And Advisor’s Recommendation In Your Insurance Policies

For all the insurance policies that you have ever bought, have you ever made the effort to read through the fine print (the Product Summary aka the Terms and Conditions) and the Adviser’s Recommendation (things that your Financial Planner will write on why the insurance policy is recommended and sold to you)? If the answer […]

Keeping Yourself Healthy Gets To Play A Small Role In Keeping Your Health Insurance Premiums Low

Do you know that one of the small ways that you can help to possibly keep your health insurance premiums low (or unchanged) is by doing your part and keeping yourself healthy? And the more the people are aware of this and doing their part of keeping themselves healthy… the better it is in the long […]

Consumers Allowed To Purchase Insurance Directly Online – The Good & The Bad

If you are a Singaporean and have to check out this piece of news (source: ChannelNewsAsia), the Insurance Industry is going through a big change (to be implemented in early 2015) which allows Consumers to purchase insurance (protection-oriented type, e.g. Term Insurance and Whole Life Insurance Policies for now) directly online! With this big change […]

What Are The Types Of Insurance That Parents Should Buy For Children?

There are many different types of insurance plans out there in the market (e.g. whole life, term, endowment, Investment-Linked (ILP), medical and personal accident) and it can be quite overwhelming when it comes to planning for your child(ren)… If you are currently in such situation and you are looking for some form of guidance… here’s […]

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