Have You Planned? — Page 2 — Protection, Medical, Investment, Retirement (A Financial Education Blog)

Scale Back Your Debts Before You Retire – Don’t Let Debts Mar Your Golden Years

January 14, 2014 by Dexter Chan Leave a Comment

A very common assumption among people is that retirement is equivalent to being debt free. All your credit cards have zero balances, your home mortgage is paid off and you only have a car payment as you’ve got some amazing financing deal from the dealership. When you thought of retiring, a mortgage payments wasn’t certainly […]

How’s Your Money Accounts In 2013? Welcome To 2014!

January 7, 2014 by Dexter Chan Leave a Comment

Goodbye 2013 and welcome to 2014! I hope you have enjoyed good health, planned well and increased your overall wealth in 2013! If 2013 had not been kind to you in any areas… the past is over and the new year is here… so you might just want to forget whatever has happened in the […]

My Responses To The Questions On The Dependants’ Protection Scheme (DPS) And Eldershield

November 12, 2013 by Dexter Chan Leave a Comment

A Reader has recently submitted these following questions (some of these have been edited for the purpose of this blog post) about the Dependants’ Protection Scheme and Eldershield: a) what happened to my Dependent Protection Scheme as I do not remember opting out b) how do I reinstate my Dependent Protection Scheme c) I would […]

9 Simple Ways On How To Save Money With Your Shopping

October 25, 2013 by Dexter Chan Leave a Comment

I have just realized that I have been spending quite a lot of money over the last few months without really knowing where I have spent it on (all thanks to my credit cards). Luckily I managed to pay everything off and did not get into any debts but there’s certainly a big drop in […]

Are You Spending Time With Your Family Or Working Your Life Away?

September 3, 2013 by Dexter Chan Leave a Comment

Singapore is really one place that I notice that people really work most of their time and life away… working real hard so that their lifestyles can be better than before or that they can have a more comfortable retirement… the other reasons that are more realistic are that bills have to be paid and […]

What Are CFDs (Based On My One Week Experience)

August 16, 2013 by Dexter Chan Leave a Comment

A week ago, I decide to sign up for a Demo Account with a Local Trading Firm to try out CFD (also known as Contract For Difference) Trading for some of the Stocks in Singapore. I have some experience (learning still in progress) with buying stocks so I would like to try out this new […]