There are many different types of insurance plans out there in the market (e.g. whole life, term, endowment, Investment-Linked (ILP), medical and personal accident) and it can be quite overwhelming when it comes to planning for your child(ren)… If you are currently in such situation and you are looking for some form of guidance… here’s […]
It’s The Time Of The Year – Month For Holiday, Spending & Bonus
Yeah! It’s the time of the year where people have already planned (and went) their holidays, made out a long list of items to buy (to pamper themselves or just anybody in mind) and collecting their well deserved bonus! And in the usual Financial Planning sense – if you are one of those who are fond of spending away your […]
Is It Okay For Me To Own Two Of The Same Policy Type Under One Insurer?
This is one common question that I have gotten from my clients and if you are one of them who have been asking around for an answer, the answer is a simple yes. But if you are referring to those health insurance, e.g. Shield Plans, you can only have one. What You Need To Know […]
How To Plan Against The Impact Of A Costly Tertiary Education
There’s a recent news update that our Tertiary Education in Singapore is going to cost more. And the fee hike is applicable to this year’s cohort. Ouch! So for those parents who are working hard to send their little ones in 10, 15 and 20 years time, what’s the financial impact should the fees of […]
Why Some People And Their Family Just Hate Insurance
This is true! There are people who simply just hate insurance (except for car insurance because this is made compulsory). And for these people, no matter how much you persuade, how many articles, how many real life incidents you can share to showcase the importance of getting insurance… they are just not interested! I have […]
How To Plan With $200/month If You Just Started Working
If you have just started work, around the age of 25 and holding a monthly salary of around $2,500 (Gross, before CPF contribution, bringing home around $2000) onwards, then you would love to appreciate this post as I will be sharing with you on how to plan well (coverage in almost every aspect) with just […]